Someone owes you money. We aim to get it back in 90 days.

Anywhere in India. Unpaid invoices, bounced cheques, defaulted loans, stuck arbitration awards. List your claim, get a free review, and we take it through legal recovery.

₹0 to start. You pay only when we recover.

Our fee is a share of the money we get back, agreed in writing. Nothing recovered, nothing owed.

Find your Meridian Recovery Score

FREE · 30 SECONDS

Find your Meridian Recovery Score

Answer 6 quick questions. See your chances of getting your money back, out of 100. The higher the score, the better your chances.

YOUR RECOVERY SCORE

out of 100

Answer all 6 questions

0 of 6 answered

Send my score for a free review

An indicative score from your answers, not legal advice. Our free review gives you the real answer.

The 90-day recovery plan

Day 2

Free review of your claim done

Day 7

Legal demand notice sent to the defaulter

Day 30

Settlement talks or case filed if they refuse

Day 90

Our target: money in your account

90 days is our target, not a promise. Claims that go to court can take longer, and you still pay nothing until we recover.

Why defaulters pay fast

Most people ignore phone calls. They don't ignore the law. We use the right legal pressure for each type of claim.

Bounced cheque

After our notice, the defaulter has 15 days to pay. If they don't, they face a criminal complaint under Section 138.

MSME suppliers

Buyers must pay Udyam-registered micro and small suppliers within 45 days. Late payers face heavy interest through the MSME Council and can lose a tax deduction.

Companies owing ₹1 crore+

An insolvency demand notice puts the company's control at risk. Most choose to pay.

Business disputes

Commercial claims go to mediation before a suit is filed. It's often where the money gets settled.

How it works

STEP 1

List your claim

Tell us who owes you, how much, and share your papers: invoices, cheques, agreements.

STEP 2

Free review

We check your proof, the timeline, and whether the defaulter can actually pay.

STEP 3

We fund and file

Meridian covers the legal costs on strong claims. We send notice, file, and get the matter listed fast.

STEP 4

You get paid

Settlement or court order. Our fee comes only out of the money recovered. If nothing is recovered, you owe nothing.

Tell us your case in 13 answers

These answers tell us almost everything we need to judge your claim. Skip anything you don't know.

1. Who owes you? Name, person or company, city 2. How much do they owe, and for what? 3. When was the money due? 4. When did they last pay anything or reply to you? 5. What proof do you have? 6. Have they admitted the debt in writing? 7. Why do they say they haven't paid? 8. Can they pay? What do they own? 9. If a cheque bounced: date of the bank's return memo 10. Have you sent a legal notice? When? 11. Is any case already filed? Court, case number, stage 12. Is your business MSME (Udyam) registered? 13. Your name and WhatsApp number

Send on WhatsApp for free review

Opens WhatsApp with all your answers. After sending, you can attach photos of your documents in the same chat.

Cases we take

Business dues

Unpaid invoices from clients and distributors

Bounced cheques

Section 138 complaints and recovery

Loan defaults

Personal and business loans with written proof

Awards and decrees

Won in court or arbitration, but never paid

Serving clients across India from our base in Mumbai, Maharashtra, with partner lawyers across states.

Every business has one unpaid client. Share this with them.

Shopkeepers, contractors, traders, landlords: almost everyone is waiting on money someone won't pay. One forward can get it back for them.

Partner with us

We work with people who see unpaid money every day.

CAs and accountants: refer clients with unpaid dues and get a free recovery review for every one.
Trade associations: host a free session for your members on getting paid in 90 days.
Law firms in other states: join our panel and handle local filings for our clients.
Litigation funders: co-fund larger claims we have already reviewed.

Become a partner or email us